Torin Zonfrelli is with Marsh McLellan insurance. They are a brokerage, so unlike many other insurance agents, they are not selling their companies products, but search for the best option for your needs. Torin has some great insights into some of the riders, structure and other optimizations on how to increase your protection and decrease your costs, particularly for landlord policies and other insurance related to rental real estate. He will help us understand the unique risks associated with rental properties, debunk common myths about landlord insurance and clarify what each type of coverage entails looking at an actual policy. He will share real-life examples of how proper insurance coverage has protected investors from significant losses, illustrating the importance of having the right policies in place. Additionally, he will discuss risk management strategies that go beyond insurance, showing how it fits into a broader plan to protect your investments. We’ll explore specific cost-saving strategies so you can save on premiums without compromising coverage, emphasizing the importance of tailoring insurance policies to fit individual investment strategies and property types, ensuring that each investor gets the coverage and the peace of mind they need. Furthermore, he will provide insights into current trends in the insurance market that could impact real estate investors.